CreditOn is the industry leader in online loans and this brand is a part of an organization with the name of CreamFinance that has financed online loan companies in at least 5 countries. CreditOn Ge is a great example of one of these investments because this company has become a leader in emergency online loans and they offer the best possible loan terms with great customer service. They have a very loyal ever growing customer base that can get those emergency funds as soon as they are necessary without the need to go and sit in a line at the bank or asking for that money from family members. CreditOn can be contacted either by writing to their email address at “” or by calling “(+99532) 2920505” but you can also use Skype and contact them at the username “” or use their online chat application. Their working hours are from 10:00 till 19:00 (Monday to Friday) and from 11:00 till 16:00 in Saturdays but Sundays they do not work. All loan applications can be made 24/7 but you will get your money only when that application is approved and that can only happen when their customer service representatives are working. CreditOn also has a very active social media presence with great offers for their existing customers as well as new customers and their Facebook page has more than 10 thousand likes! CreditOn is also proud of their website that has a RapidSSL security certificate and a nice and easy look and feel where you can find anything you need just a couple of clicks away.


CreditOn offers online loans from 50 to 500 Lari for their first time customers without any interest payments. But for existing customers they offer to borrow up to 1500 GEL and that is probably the largest quick loan amount that I have seen. You can borrow that money from 5 to 30 days and you have to be at least 20 years old to get your loan approved. CreditOn offers various loyalty programs where you can get up to 25% off your interest payment. You get this reduction starting from your second loans and the terms are:

  • 2-3 loan a reduction of 10%,
  • 3. Loan reduction 15 %,
  • 4. loan 20% reduction,
  • 5. and above 25% reduction.

That means you get better and better offer each time you stay loyal to this lender and borrow from them!

How to borrow?

To borrow money from CrediOn you have to be at least 20 years old and have a bank account in any of the banks that are located in Georgia. You also need to have a mobile phone number and if you meet all those criteria then you can fill in the form and wait for your loan approval. Wen you have chosen the loan amount and the repayment term you will have to fill out a registration form supplying all the necessary information. Then you will have to send 1 tetri to CreditOn bank account so they know your true identity and also with this action you will supply your bank account number where your loan will be deposited. This process will not take more than 15 minutes and if you are approved then you will get your money and will be able to do with it anything you want.

Putting it all together we can see that CreditOn is a great company to choose and their loans are one of the best you can get in Georgia because they don’t need any collateral and you can get them from anywhere in the world if you have an internet connection. CreditOn also gives advice on how to borrow responsibly and to only apply for a loan when you really need one and that coming from a company that provides loans is very thoughtful and shows that they really care about their customers.